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Eligibility Criteria for a Personal Loan

The following people are eligible to apply for a Personal Loan:

  • Employees of private limited companies, employees from public sector undertakings, including central, state and local bodies
  • Individuals between 24 and 60 years of age
  • Individuals who have had a job for at least 1 years, with a minimum of 1 year with the current employer
  • Those who earn a minimum of ₹ 20,000 net income per month (₹ 35,000 in Mumbai, Delhi, Bengaluru, Chennai, Hyderabad, Pune, Kolkata, Ahmedabad, Cochin)

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